Wednesday, August 23, 2017

Thornton Township Property Tax Valuation Appeal


Attention Homeowners in Thornton Township

  • ·      Is your property overvalued by the Assessors Office?
  • ·   Is your property tax bill is too high due to overvaluation?
  •     Has your property tax bill increased over the last 3 years?


On August 15, 2017, the Cook County Assessor’s Office mailed out “Notice of Proposed Assessed Valuation” to homeowners in the THORNTON TOWNSHIP. Once received you’re eligible to file an appeal of your property’s Proposed Assessed Valuation for 2017. You’ll have 30 days from time of Notice mailing to file an appeal with the Assessors office.

Many homeowners are being assessed at values higher than the current market value. If you want to successfully appeal your Property Valuation, you’ll need to supply the Assessor’s office with proof of current market value. I’ve helped many homeowners successfully appeal their 2017 Valuation assessment and lower their tax bill; I’d like to help you too! 

If your property is overvalued, you could be owed a refund! 

If you've already filed an appeal, but relied on the Assessors office to provide outdated comparable properties to determine value (which usually works against you), It's not to late to update your appeal to prove current market value based on recently closed comparables.





The deadline to file an appeal of your 2017 Cook County Property Tax Valuation Assessment is September 15, 2017.





Contact Dewberry Realty for a free tax assessment appeal consultation.

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Thursday, August 10, 2017

Get Pre-Approved For Your Home Mortgage Online


Get Pre-Approved For Your Home Mortgage Online



The idea of applying for a mortgage and buying a house can be intimidating and confusing, especially for 1st time buyers. Thanks to advances in technology and mortgage products, the process of applying for a mortgage has become much easier. Getting pre-approved for a mortgage has become as simple as a few clicks(or screen taps). 


How It Works

Many mortgage lenders have online platforms in which potential buyers can apply for a mortgage online, this process is fairly simple and quick. Applicants provide information regarding income, credit, & employment history in order to determine which mortgage products the applicant qualifies for and how much they can afford to borrow. A pre-approval requires the lender to review the applicants financial documents, so it's a good idea to have the following documents on hand:

- Recent Pay stubs for the last 30 days
- Last 2 years tax returns & W-2's
- Recent Bank Statements
- Photo ID

Once all the necessary documents are submitted and reviewed, the lender can make a decision on whether the applicant qualifies for a mortgage. If the applicant qualifies, a pre-approval will be given and the home buying process can begin. 


You can begin the online mortgage pre-approval process by clicking the link below.



Once a buyer takes the 1st step of getting pre-approved for a mortgage, Dewberry Realty is here to guide and assist them in finding the right home to meet their needs!

Find out if you qualify for a mortgage today and start the search for your new home!



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Saturday, August 5, 2017

Become A Homeowner With An FHA Mortgage


There are advantages to purchasing a home with an FHA mortgage, such as lower down payment and credit score requirements. There are many potential buyers who are eligible for an FHA mortgage and they don't even know it!
  • 3.5% Down Payment
  • 580 minimum credit score
  • 2 years of verifiable employment history
  • Debt to Income ratio of 56% or less

Another advantage of an FHA mortgage is lower closing costs, with allowable seller credit of up to 6% and many great down payment assistance options currently available, some buyers are able to purchase a home for as little as $1,000, excluding items paid prior to closing such as loan application fees and home inspections. 

Contacting a mortgage lender is the best way to find out if you're eligible for an FHA mortgage. Getting pre-approved is really the only way to know if you're able to buy a home.

Once a buyer takes the 1st step of getting pre-approved for a mortgage, Dewberry Realty is here to guide and assist them in finding the right home to meet their needs!

Buying a home after bankruptcy or foreclosure
Just because you've filed for bankruptcy or been through foreclosure doesn't mean you can't qualify for an FHA mortgage.

Chapter 7 Bankruptcy - Must be 2 years from the date of discharge and applicant must be able to show 2 years of good credit history. Some applicants may be eligible after 12 months if bankruptcy was caused by extenuating circumstances beyond the borrowers control. 

Chapter 13 Bankruptcy - Must be in good standings for at least 1 year with satisfactory history of on-time payments. Applicant must also receive written permission from bankruptcy court to enter into mortgage transaction 

Foreclosure / Deed in lieu - Must be 3 years from date of foreclosure. The lender may grant an exception to the 3 year requirement if the foreclosure was the result of documented extenuating circumstances that were beyond the control of the borrower.

Short Sale - An applicant who participated in a short sale may be eligible for an FHA mortgage if the borrower was current with monthly payments in the 12-month period prior to short sale. If the borrower was in default at the time of short sale, they won't be eligible for an FHA mortgage for at least 2 years after sale date.


The road to home ownership could be closer than you think!



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Wednesday, August 2, 2017

Hyde Park Township Property Tax Valuation Appeal


Attention Homeowners in Hyde Park Township

  • ·      Is your property overvalued by the Assessors Office?
  • ·   Is your property tax bill is too high due to overvaluation?
  •     Has your property tax bill increased over the last 3 years?


On July 21, 2017, the Cook County Assessor’s Office mailed out “Notice of Proposed Assessed Valuation” to homeowners in the HYDE PARK TOWNSHIP. Once received you’re eligible to file an appeal of your property’s Proposed Assessed Valuation for 2017. You’ll have 30 days from time of Notice mailing to file an appeal with the Assessors office.

Many homeowners are being assessed at values higher than the current market value. If you want to successfully appeal your Property Valuation, you’ll need to supply the Assessor’s office with proof of current market value. I’ve helped many homeowners successfully appeal their 2017 Valuation assessment and lower their tax bill; I’d like to help you too! 

If you haven't appealed your property tax assessment in the last 3 years, you might be owed a refund due to overvaluation by the County! 

If you've already filed an appeal, but relied on the Assessors office to provide outdated comparable properties to determine value (which usually works against you), It's not to late to update your appeal to prove current market value based on recently closed comparables.


The deadline to file an appeal of your 2017 Cook County Property Tax Valuation Assessment is August 21, 2017.



Contact Dewberry Realty for a free tax assessment appeal consultation.


Contact Dewberry Realty

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(2048 Chars. Remaining)
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Tuesday, August 1, 2017

Listing: 7010 S. Hermitage Ave. Chicago, IL 60636 MLS# 09698098 **SOLD**

Listing: 7010 S. Hermitage Ave. Chicago, IL 60636 MLS# 09698098 **SOLD**












 Well maintained 2 bedroom home in need of updating. Being sold as-is. Seller will not provide nor pay for survey or termite inspection. Taxes prorated at 100%. Cash or conventional financing only. This is not a short sale or foreclosure!





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