Showing posts with label Ashburn. Show all posts
Showing posts with label Ashburn. Show all posts

Saturday, September 16, 2017

Lake Township Property Tax Valuation Appeal


Attention Homeowners in Lake Township

  • ·      Is your property overvalued by the Assessors Office?
  • ·   Is your property tax bill too high due to overvaluation?
  •     Has your property tax bill increased over the last 3 years?


On September 1, 2017, the Cook County Assessor’s Office mailed out “Notice of Proposed Assessed Valuation” to homeowners in LAKE TOWNSHIP. Once received you’re eligible to file an appeal of your property’s Proposed Assessed Valuation for 2017. You’ll have 30 days from time of Notice mailing to file an appeal with the Assessors office.

Many homeowners are being assessed at values higher than the current market value. If you want to successfully appeal your Property Valuation, you’ll need to supply the Assessor’s office with proof of current market value. I’ve helped many homeowners successfully appeal their 2017 Valuation assessment and lower their tax bill; I’d like to help you too! 

If your property is overvalued, you could be owed a refund! 

If you've already filed an appeal, but relied on the Assessors office to provide outdated comparable properties to determine value (which usually works against you), It's not to late to update your appeal to prove current market value based on recently closed comparables.





The deadline to file an appeal of your 2017 Cook County Property Tax Valuation Assessment is October 2, 2017.






Contact Dewberry Realty for a free tax assessment appeal consultation.

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Saturday, August 5, 2017

Become A Homeowner With An FHA Mortgage


There are advantages to purchasing a home with an FHA mortgage, such as lower down payment and credit score requirements. There are many potential buyers who are eligible for an FHA mortgage and they don't even know it!
  • 3.5% Down Payment
  • 580 minimum credit score
  • 2 years of verifiable employment history
  • Debt to Income ratio of 56% or less

Another advantage of an FHA mortgage is lower closing costs, with allowable seller credit of up to 6% and many great down payment assistance options currently available, some buyers are able to purchase a home for as little as $1,000, excluding items paid prior to closing such as loan application fees and home inspections. 

Contacting a mortgage lender is the best way to find out if you're eligible for an FHA mortgage. Getting pre-approved is really the only way to know if you're able to buy a home.

Once a buyer takes the 1st step of getting pre-approved for a mortgage, Dewberry Realty is here to guide and assist them in finding the right home to meet their needs!

Buying a home after bankruptcy or foreclosure
Just because you've filed for bankruptcy or been through foreclosure doesn't mean you can't qualify for an FHA mortgage.

Chapter 7 Bankruptcy - Must be 2 years from the date of discharge and applicant must be able to show 2 years of good credit history. Some applicants may be eligible after 12 months if bankruptcy was caused by extenuating circumstances beyond the borrowers control. 

Chapter 13 Bankruptcy - Must be in good standings for at least 1 year with satisfactory history of on-time payments. Applicant must also receive written permission from bankruptcy court to enter into mortgage transaction 

Foreclosure / Deed in lieu - Must be 3 years from date of foreclosure. The lender may grant an exception to the 3 year requirement if the foreclosure was the result of documented extenuating circumstances that were beyond the control of the borrower.

Short Sale - An applicant who participated in a short sale may be eligible for an FHA mortgage if the borrower was current with monthly payments in the 12-month period prior to short sale. If the borrower was in default at the time of short sale, they won't be eligible for an FHA mortgage for at least 2 years after sale date.


The road to home ownership could be closer than you think!



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Friday, August 8, 2014

Listing: 3847 W. 82nd PL. Chicago, IL 60652 MLS #: 08694961 CLOSED


CLOSED

Listing Price: $135,000

3 Bedrooms

2 Full Bathrooms

1.5 Car Garage w/ Side Driveway


CC; Pursuant to Short Sale. Well maintained 3 Bedroom Raised Ranch in The Ashburn Area. Hardwood wood floors, full finished basement, 1.5 car garage with side drive. Home only needs a few finishing touches to make it your own.